> ## Documentation Index
> Fetch the complete documentation index at: https://help.fieldpulse.com/llms.txt
> Use this file to discover all available pages before exploring further.
# Setting Up Acorn Finance
> Enable Acorn Finance in FieldPulse Company Settings so customers can compare loan offers from 12+ lenders on the estimates and invoices you send.
> **Who uses this:** Administrators turn on Acorn Finance in **Company Settings** > **Features & Plugins**; once enabled, every FieldPulse user can offer it. **Availability:** United States — available online across all 50 states, and all FieldPulse users qualify with no approval process.
Acorn Finance is a lending platform that helps your customers find personalized loan options from 12+ top online lenders. Once the integration is enabled, financing appears as a payment option on the [estimates and invoices](https://www.fieldpulse.com/features/estimates-and-invoices) you send from FieldPulse, and your customer can get pre-qualified in about 60 seconds without affecting their credit score.
## Overview
Acorn Finance strives to bring together the leading lenders in the country, allowing them to compete to better serve your customers. Acorn Finance uses a soft credit check to connect eligible customers to competitive loan offers through an online process, so a customer can get financing for an emergency repair when money is tight, or funding for a large, costly project.
Acorn Finance is integrated directly with FieldPulse, so customers apply for financing in seconds without your business having to handle any sensitive information. Your customer applies for and, if approved, receives the loan directly from the lender. The lender funds your customer, your customer pays you directly for the services rendered, and you get paid as you normally would — Acorn Finance facilitates the loan.
Your customers can get loans up to \$100,000, with a minimum loan amount of \$1,000, and terms have the option to go up to 20 years. Customers use Acorn Finance for a variety of projects, including but not limited to:
* HVAC replacements
* Plumbing services and repairs
* Garage purchasing or building
* Kitchen remodeling
* Pool installation
* Bathroom remodeling or adding a new bathroom
* Finishing a basement
To learn more about Acorn Finance, see the [Acorn Finance partner page](https://www.acornfinance.com/fieldpulse-acorn-finance-homeowner-financing/).
## Video walkthrough
## Before you begin
* You need the Administrator role — Company Settings is visible only to Administrators.
* There is nothing to apply for. All FieldPulse users can access the Acorn Finance integration, with **no qualification requirements** and **no approval process**.
* Acorn Finance is available online across **all 50 U.S. states** — no states are excluded.
## Step-by-step setup
1. In the left-hand menu, select **Company Settings**.
2. Select **Features & Plugins**.
3. Scroll toward the bottom of the tile list to find the **Acorn Finance** tile.
4. Select **Enable**, or select **Learn More** to read the details first.
There is no approval process. You are now ready to include financing options in your estimates and invoices.
**Optional.** Acorn Finance offers a pre-qualification link you can embed on your website, so customers can check their financing options before the quoting process begins — without impacting their credit score.
## Adding financing to an estimate
After Acorn Finance is enabled, the send options on an estimate record in the web app include **Include Customer Loan Offer Through Acorn**, alongside the credit/debit card and bank transfer (ACH) payment options.
## What your customer sees
On the estimate your customer opens, the Acorn Finance offer sits under the totals with an estimated monthly payment, a link to get started, and a line confirming that checking offers has no impact on their credit score.
The same offer carries onto the quote PDF, where it appears beside the totals as a banner with a QR code your customer can scan.
From there, the financing process is self-service for your customer:
| **Step** | **What your customer does** |
| --------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **See the option** | The customer opens your estimate or invoice and sees the Acorn Finance offer. |
| **Get pre-qualified** | The customer completes an online application in about 60 seconds. Acorn Finance runs a soft credit check, so checking offers does not affect their credit score. |
| **Compare offers** | Eligible customers see personalized loan offers from 12+ top online lenders and choose the one that fits. |
| **Get funded** | If approved, the customer receives the loan directly from the lender. Funding times differ among lenders, and some fund within 24 hours. |
| **Pay you** | The customer pays you directly for the services rendered. |
Because funding times differ among lenders, offer the financing on all of your estimates rather than waiting until you invoice. That gives the funds enough time to appear in your customer's account before you invoice them.
## Settings reference
| **Detail** | **What to know** |
| ---------------------------------- | -------------------------------------------------------------------------------------------------------- |
| **Where to enable** | **Company Settings** > **Features & Plugins** > the **Acorn Finance** tile (Administrator role required) |
| **Approval** | No approval process; no qualification requirements for FieldPulse users |
| **Cost to your business** | Zero dealer, subscription, or credit card fees |
| **Lenders** | 12+ top online lenders |
| **Loan range** | Up to \$100,000, with a minimum loan amount of \$1,000 |
| **Terms** | Up to 20 years |
| **Credit impact** | Soft credit check — pre-qualification does not affect your customer's credit score |
| **Where the offer appears** | On the estimates and invoices you send, including the quote PDF |
| **Availability** | Online across all 50 U.S. states |
| **Website pre-qualification link** | Available to embed on your own website |
## FAQs
### Does every FieldPulse user qualify for Acorn Finance?
Yes. All FieldPulse users can access the Acorn Finance integration without any qualification requirements.
### Are there any fees associated with using Acorn Finance through FieldPulse?
No. Acorn Finance is completely free for all FieldPulse users, with no dealer fees, hidden charges, or subscription costs.
### How does the payment process work with Acorn Finance?
Your customer applies for and, if approved, receives a loan directly from the lender. The lender funds your customer, and your customer pays you directly for the services rendered. Acorn Finance facilitates the loan process.
### How quickly can my customers get funded through Acorn Finance?
Funding times differ among lenders, but some lenders can provide funds to your customer within 24 hours. That helps your customer advance the project promptly and gets you paid sooner.
### Where is Acorn Finance available?
Acorn Finance is available online across all 50 U.S. states — no states are excluded. To learn more, see [Acorn Finance's FAQ](https://www.acornfinance.com/faq/).
### Can I add a pre-qualification link to my website so customers can get approved before requesting a quote?
Yes. Acorn Finance offers a pre-qualification link you can embed on your website, allowing customers to check their financing options before the quoting process begins — without impacting their credit score.
## Related articles
* [Setting Up Wisetack Financing](/payments/financing/wisetack)
* [FieldPulse Capital Overview](/payments/financing/fieldpulse-capital)
* [FieldPulse Payments Overview](/payments/getting-started/fieldpulse-payments)
* [How to Collect Payments: 3 Methods](/payments/collecting/collecting-payments-3-methods)
* [How to Send Estimates & Invoices to Customers](/estimates-invoices/creating/sending)
Your setup is working when the Acorn Finance tile in Company Settings shows as enabled and **Include Customer Loan Offer Through Acorn** appears in the send options on your next estimate.
## Related topics
- [Consumer Financing](/payments/financing/index.md)
- [FieldPulse Capital Overview](/payments/financing/fieldpulse-capital.md)
- [Setting Up Wisetack Financing](/payments/financing/wisetack.md)
- [How to Send Estimates & Invoices to Customers](/estimates-invoices/creating/sending.md)